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| ('marketwatch.com/story/20-new-years-resolutions-to-make-your-retirement-dreams-come-true-2020-01-07', 5)                                                           | Some get there and realize they do n't have enough saved , and even more younger workers say >>>they do n't think they 'll ever have enough to retire<<< .                                                                                                                                                                                                                                      |
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| ('marketwatch.com/story/4-new-years-resolutions-that-will-save-you-money-in-2019-2019-01-01', 3)                                                                    | Meanwhile , >>>a post from MarketWatch<<< that suggested consumers should ideally save twice their salary by the time they 're 35 set Twitter TWTR , +0.87 % ablaze as users balked at how lofty a task that seemed to be .                                                                                                                                                                     |
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| ('marketwatch.com/story/america-has-the-widest-retirement-savings-gap-of-these-developed-nations-and-its-only-going-to-get-worse-2019-06-13', 20)                   | Some workers , especially younger ones , say it is nearly impossible to save for retirement , when they have more >>>pressing financial obligations<<< to pay for , like housing , student debt and budding families .                                                                                                                                                                          |
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| ('marketwatch.com/story/americans-arent-the-only-ones-facing-a-retirement-crisis-other-countries-have-to-save-even-more-2018-11-15', 23)                            | When MarketWatch shared an article about saving for retirement in your 30s on Twitter earlier this year , thousands took to social media and the comments section to air >>>their frustrations<<< .                                                                                                                                                                                             |
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| ('marketwatch.com/story/are-baby-boomers-investing-too-much-in-risk-this-former-hedge-fund-manager-says-so-2020-02-20', 8)                                          | Many older workers do n't realize they 're not financially ready to retire until it 's too late , while plenty of >>>younger employees<<< — who have time on their side — fear they may never be able to leave the workforce because of the financial hardships they face .                                                                                                                     |
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| ('marketwatch.com/story/congress-gets-serious-about-retirement-saving-2019-05-16', 28)                                                                              | Americans , especially millennials , argue student loan debt is keeping them from saving for their future , as well as spending on everyday necessities and meeting >>>other financial goals<<< . "                                                                                                                                                                                             |
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| ('marketwatch.com/story/dont-want-to-retire-broke-do-this-2019-05-03', 16)                                                                                          | One Fidelity Investments benchmark of saving twice your salary by age 35 faced severe backlash across the internet , with many millennials saying that simply was n't possible and citing current financial stresses and responsibilities as >>>the reason<<< .                                                                                                                                 |
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| ('marketwatch.com/story/everyone-should-be-worried-about-social-security-and-401k-plans-including-the-presidential-candidates-2020-01-14', 36)                      | Many Americans , especially younger ones , fear they may >>>never have a chance<<< to retire .                                                                                                                                                                                                                                                                                                  |
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| ('marketwatch.com/story/fewer-americans-are-putting-off-weddings-and-kids-because-of-money-2018-05-17', 28)                                                         | Americans — especially older millennials in the midst of pursuing an education , getting wedding and having children — have it tough , and feel the pressure of balancing daily expenses with saving >>>for their future<<< .                                                                                                                                                                   |
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| ('marketwatch.com/story/heres-another-thing-you-should-do-by-35-move-out-of-your-parents-home-2018-05-22', 0)                                                       | By the age of 35 , you should have >>>done a lot of things<<< .                                                                                                                                                                                                                                                                                                                                 |
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| ('marketwatch.com/story/how-the-by-35-meme-mutated-from-sharp-commentary-on-the-retirement-crisis-to-literally-whatever-2018-05-23', 2)                             | >>>The tweet elicited a storm of reactions<<< , many angry and defensive , many joking .                                                                                                                                                                                                                                                                                                        |
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| ('marketwatch.com/story/how-the-early-retirement-movement-gave-this-couple-a-solution-to-the-racial-wealth-gap-2019-03-13', 30)                                     | MW : A MarketWatch story >>>caused an uproar<<< last year when it reported that by age 35 , a person should have twice their salary saved for retirement                                                                                                                                                                                                                                        |
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| ('marketwatch.com/story/how-to-save-double-your-salary-or-more-for-retirement-by-age-35-2018-05-16', 0)                                                             | You may have recently seen the recommendation from retirement experts that you should save two times ( 2X ) your annual salary by age 35 , and if you wondered — >>>like a lot of people on Twitter did<<< — how that 's even possible , let 's break it down .                                                                                                                                 |
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| ('marketwatch.com/story/its-time-to-stop-judging-people-for-drinking-lattes-and-getting-regular-haircuts-2019-05-14', 9)                                            | Compound interest does play a key role in generating more wealth , since it 's interest earned on top of principal investments and their returns , and that is especially true >>>the earlier<<< someone starts . "                                                                                                                                                                             |
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| ('marketwatch.com/story/millennials-share-their-retirement-plans-on-twitter-lets-just-say-its-not-good-2019-09-17', 27)                                             | Retirement savings guidelines may upset those who feel they ca n't >>>get ahead<<< , and while many young people may find it hard to envision retiring , saving for the future is imperative — no matter how much , or little , they put away each month .                                                                                                                                      |
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| ('marketwatch.com/story/millennials-who-live-at-home-with-their-parents-pay-higher-car-insurance-premiums-2018-11-20', 20)                                          | Many also cope with student-debt payments , sky-high child care costs and plans to >>>tuck away money<<< for retirement .                                                                                                                                                                                                                                                                       |
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| ('marketwatch.com/story/money-expert-jean-chatzky-on-how-americans-should-save-for-retirement-and-what-youre-getting-wrong-about-the-fire-movement-2019-09-23', 24) | But I also think that when you 're looking at a huge amount of debt and student loan balances they 're carrying , sometimes we feel we absolutely have to deal with that >>>before<<< we can deal with anything else                                                                                                                                                                            |
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| ('marketwatch.com/story/some-americans-are-using-their-retirement-accounts-to-pay-their-student-loans-thats-bad-2019-05-28', 14)                                    | A steady stream of studies indicate Americans are not saving enough for their futures , and many adults say they expect no relief in the coming years because of their insurmountable >>>cost of living<<< .                                                                                                                                                                                    |
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| ('marketwatch.com/story/stock-market-bears-look-declawed-after-small-caps-soar-to-a-record-2018-05-17', 43)                                                         | Tell them they should have >>>twice their salary saved in retirement accounts by age 35<<< .                                                                                                                                                                                                                                                                                                    |
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| ('marketwatch.com/story/the-best-way-to-save-for-retirement-may-be-to-not-think-about-it-2018-08-16', 17)                                                           | For many millennials , retirement savings is an >>>afterthought<<< . "                                                                                                                                                                                                                                                                                                                          |
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| ('marketwatch.com/story/the-democratic-presidential-hopefuls-finally-talked-about-age-but-they-barely-scratched-the-surface-2019-10-16', 21)                        | Many Americans are underprepared for retirement , and feel they ca n't prioritize retirement saving right now because of other >>>financial obligations<<< or burdens , including rising housing costs , child care and student loan debt .                                                                                                                                                     |
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| ('marketwatch.com/story/the-great-recession-may-affect-this-lost-generation-for-years-to-come-2018-05-24', 0)                                                       | As if people in their 30s did n't >>>have enough to deal<<< with trying to save twice their income by 35 : Americans in this age group are also at most risk of being left behind by the Great Recession .                                                                                                                                                                                      |
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| ('marketwatch.com/story/the-retirement-crisis-is-bad-for-everyone-especially-these-people-2019-04-12', 16)                                                          | Americans of all ages find it >>>challenging to balance<<< saving for the future and paying for current expenses or shorter-term goals , like buying a home or helping their children with college tuition .                                                                                                                                                                                    |
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| ('marketwatch.com/story/the-rich-keep-getting-richer-in-their-401ks-and-retirement-accounts-too-2018-05-18', 0)                                                     | For many people , saving for retirement may seem impossible , as >>>MarketWatch was reminded this week<<< .                                                                                                                                                                                                                                                                                     |
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| ('marketwatch.com/story/the-secure-act-made-it-to-the-spending-bill-but-how-much-will-it-actually-help-people-save-for-retirement-2019-12-17', 15)                  | Many Americans are vastly undersaved for retirement , and many >>>young adults<<< say they struggle to do so because of other financial obligations .                                                                                                                                                                                                                                           |
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| ('marketwatch.com/story/these-simple-mental-tricks-can-help-you-save-more-for-retirement-2019-05-07', 46)                                                           | >>>General rules of thumb<<< may encourage some people to save more , but they also run the risk of discouraging others from saving at all .                                                                                                                                                                                                                                                    |
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| ('marketwatch.com/story/this-is-why-americans-dont-save-even-when-they-know-better-2019-02-25', 27)                                                                 | When a MarketWatch story about 30-somethings saving for retirement went viral because of a suggestion that >>>35-year-olds<<< have twice their salary saved for retirement , many millennials argued it was impossible to save even a fraction of that , because of crippling student loans , high rents or mortgages , low wages and numerous other financial obligations in the present day . |
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| ('marketwatch.com/story/this-may-be-why-americans-are-so-bad-at-saving-for-retirement-2019-05-02', 16)                                                              | When some readers read Fidelity 's benchmark goal of saving twice their salary by age 35 in a MarketWatch article , they >>>were angry<<< — a few millennials said it simply was n't possible given their current expenses , and were discouraged by the suggestion .                                                                                                                           |
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| ('marketwatch.com/story/weekend-roundup-the-worst-investment-advice-how-to-make-money-off-advertising-trends-oil-price-spike-2018-05-18', 10)                       | >>>It 's easy and important<<<                                                                                                                                                                                                                                                                                                                                                                  |
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| ('marketwatch.com/story/what-comes-first-the-home-or-the-retirement-account-2019-05-31', 14)                                                                        | Typical financial advice may suggest contributing to a retirement account and also a savings account for a down payment , but not everyone has enough funds to do both , on top of the other living expenses they have to pay for ( like current housing , utilities , food and >>>student loans<<< ) . "                                                                                       |
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| ('marketwatch.com/story/whats-it-like-to-retire-without-enough-saved-the-internet-has-the-answer-2018-05-30', 27)                                                   | Earlier this month , a MarketWatch article about saving for retirement in your 30s went viral after readers >>>were outraged<<< that one study cited suggested people have twice their salary saved by the age of 35 .                                                                                                                                                                          |
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